412 St Paul Street, St. Catharines, ON L2R 3N2
St. Catharines
Exceptional mixed-use investment opportunity in the heart of downtown St. Catharines. This property features four residential units along with an approximately 3,000 sq. ft. commercial space offering tremendous potential for investors, renovators, contractors, or entrepreneurs looking to add value and maximize returns. The residential component currently generates approximately $7,700 per month in rental income, including a spacious lower-level 4-bedroom unit with 2 bathrooms, large kitchen, and open living area, plus three upper units consisting of one bachelor apartment and two separate 3-bedroom suites.The commercial portion is currently an open shell, providing a blank canvas for a variety of future uses including restaurant, retail, office, studio, medical, or professional space. Zoned C6 - Commercial Downtown Mixed Use, the property permits a wide variety of uses including retail, office, restaurant, personal service businesses, and more, making this an ideal opportunity for both investors and owner-operators. Located in a high-traffic downtown corridor surrounded by ongoing development and amenities, this property offers strong long-term upside potential.Over $60,000 has recently been invested into key building improvements, including new water lines, new electrical power service, repairs to the flat roof, and the installation of fire-rated doors. Additional updates include a brand new 200-amp electrical service and furnaces approximately 5 years old.Vacant possession may be available, allowing buyers the flexibility to renovate, upgrade, and reposition the property to achieve higher market rents and increased value. An independent third-party appraisal completed approximately 5 months ago estimated the property value at $615,000, making this an exceptional opportunity at the current asking price. Offered sold as-is where-is, this property presents outstanding upside potential for the right buyer looking to capitalize on a rapidly growing downtown market.
Estimate only - excludes property tax, condo fees, utilities and home insurance. Rates vary by lender and term; based on semi-annual compounding.
Walkability, transit, and bike-friendliness for 412 St Paul Street, St. Catharines, ON L2R 3N2
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MLS# X13144984
Listed by EXP REALTY
On market since May 19, 2026
What comparable homes actually sold for in the last 12 months.
412 St Paul Street, St. Catharines, ON L2R 3N2 is listed for $499,999 CAD.
412 St Paul Street, St. Catharines, ON L2R 3N2 is a Store W Apt/Office, 4,166 sq ft.
412 St Paul Street, St. Catharines, ON L2R 3N2 is in St. Catharines, Ontario.
412 St Paul Street, St. Catharines, ON L2R 3N2 is currently for sale.
Contact Michael Mezheritsky at +1 (416) 716-4439 to arrange a private showing of 412 St Paul Street, St. Catharines, ON L2R 3N2 (MLS# X13144984). You can also send a message through the contact form on this site.
